Entry-level mansions cost under $1M in San Antonio, Jacksonville, Atlanta, Chicago

A life of luxury in snowy Utah looks a lot different than in the wide-open plains of Texas. The price tags vary widely, too.

The barrier to entry for the US luxury market can range by as much as $6.5 million, according to Realtor.com’s February Luxury Housing Report, which defines luxury homes as properties listed in the 90th percentile, or top 10%, of a given metropolitan market.

In certain areas, less than $1 million can buy the true American dream of a mansion.

The “luxury for less” lifestyle proved most accessible in the Sunbelt and the Midwest. Seven out of the 10 markets with the lowest thresholds were located in supply-rich regions. Many luxury homes there still hover under the $1 million mark — particularly in the Lone Star State of Texas.

Luxury prices nationwide have continued to soften annually, according to the report. February saw a slight monthly uptick, when the high-end market’s entry-level price tier rose to $1.2 million nationally.

“While the national threshold remains below year-ago levels, the monthly uptick across all luxury tiers from entry-level to ultraluxury suggests that pricing is beginning to find a firmer footing,” wrote Danielle Hale, chief economist at Realtor.com.

“However, what luxury means remains highly localized; in some metros, a buyer can reach the top tier for under $800,000, while in others, $3 million is barely the baseline.”

Getting your cowboy boot in the door of a luxury Texas home can cost just a little over $750,000.

The San Antonio-New Braunfels metro charted the country’s lowest luxury price threshold, according to Realtor.com, coming in at just $750,510. Homes in that price tier spend a median of 83 days on the market.

A Mediterranean-style home in San Antonio recently hit the market just shy of the metro’s threshold, at $775,000. The home, listed by Gabriella Menchaca of Resi Realty, spans 3,155 square feet with three bedrooms.

Other major markets in the state boast similarly low entry points to high-end housing.

The Houston area’s upper tier was a slightly higher $794,170, and sprawling Dallas-Fort Worth-Arlington came in at just under a million, at $951,679.

On the opposite end of the spectrum, there’s Heber, Utah. The former farming town has rapidly transformed into a luxury ski destination, and it has the steep prices to match.

The luxury pricing floor in Heber came in at a whopping $7.2 million to obtain a luxury home, according to Realtor.com. Roughly seven homes above that price tier currently sit on the market, according to Zillow. Just below that threshold sits a 6,549-square-foot home, listed by Trey Leonard of Christie’s International Real Estate, for $7.19 million.

At the highest end sits a seven-bedroom, 21,000-square-foot home listed by Jamison Frost of Christie’s International Real Estate. The chalet is priced at a cool $15.95 million.

Heber’s steep luxury pricing was followed by other high-cost metros like Key West, Florida, at $5 million, and Bridgeport, Connecticut — a distant suburb of New York City — at $4.2 million.